Personal Insurance Coverage
Do you have enough insurance protection to rebuild your house from the foundation up and enough contents insurance coverage to replace all of your belongings at today’s costs?
Now is a good time for a home insurance policy review. Our Trusted Choice Insurance Agents work with you to determine the correct replacement value of your home and contents and help you decide which money saving options are right for you.
You don’t have to give up the personal service of a Trusted Choice insurance agent to save money on your home insurance.
Call our agents or click here to get an online and quote today.
Tips for Keeping Your Rates Low
There are some simple steps you can take to reduce your homeowner's premiums.
Raise Your Deductible - A deductible is the amount you pay before the insurance starts to pay for your loss. Since the purpose of insurance is to pay for the losses you cannot afford, raise your deductible to a limit that you could handle in case of a loss.
New Home - If your home is less than 10 years old, you may be eligible for a new home discount.
Make Your Home Safer - You may be eligible for a discount if you have a burglar and fire alarms systems and/or sprinkler systems. Monitored systems will earn a bigger discount than unmonitored systems
Construction Material - When you buy a home, look for fire-resistant construction, such as brick, masonry or rock. You may pay a lower premium for hail-resistant roofs, such as those made of concrete tile, while wood roofs may bring a surcharge. Check the location of the nearest fire department, and avoid buying in floodprone areas.
Combine your Home and Personal Auto Policies for a Package Policy discount.
Non-Smoker Discounts available also.