Business Insurance Coverage
Your business encounters risk every day – some of it obvious, some hidden, and all of which can seriously impact your business. Many middle-market organizations don’t have the expertise or the budget to hire a full-time Chief Risk Management Officer, but that’s where we step in.
We are a uniquely proactive risk management partner focused on maximizing your profitability. Through our proven, four-step Beyond Insurance® method, we assess your exposure and work directly with you to design a plan aimed at reducing or avoiding your most pressing risk factors. When your risk is controlled, you create a more desirable work environment that fosters happier, healthier employees, and your stability becomes evident – ultimately attracting more people who want to do business with you.
Our staff is your staff. We help you execute safety programs, provide information on how best to protect your assets, and continually audit and revise the process with you. We create a truly personalized experience by getting to know you, what you do and what unique exposure to risk you have so that we can work together to develop a strategy to manage and mitigate risk that doesn’t involve buying more insurance.
What’s the catch? There is no catch. There are no additional costs, no hidden fees, and our clients continue to enjoy these results – and savings – year after year.
BUSINESS AUTO INSURANCE
A cost effective Commercial Auto policy can keep your business rolling. Whether your business has a few cars or a fleet of trucks, you need quality insurance at competitive rates with hassle-free claims and service. Insuring your commercial vehicles ...
Controlling business risk may have become more difficult, but choosing the right insurance agency is still very simple. Protecting your business isn't as easy as it used to be.
BUSINESS OWNERS INSURANCE
If you employ a staff, you are legally required to have Employer's Liability Insurance. Another important coverage is Property Insurance, which can include many levels of coverage such as buildings, stock and content, and goods in transit.
COMMERCIAL UMBRELLA LIABILITY INSURANCE
In a very litigious society, many companies are realizing that they have a need for more liability insurance than what is provided under their standard policy.
Floods can happen anytime or any where. Even in the same place twice. Floods are the leading natural cause of property damage. Four times more homes are destroyed by flood than by fire, causing over $2 billion in property damage every year.
WORKERS COMPENSATION INSURANCE
Workers Compensation protects your employees should an injury occur during the course of employment. Payments are made to the injured party and can consist of medical payments, loss of wages or therapy.
Businesses get more with E. A. Boniakowski’s Payroll Services powered by Primepoint… more service, experience, flexibility and technology!
PROPERTY AND LIABILITY INSURANCE
Property insurance can cover the buildings that you own and / or business property and inventory against physical loss or damage. If you don't own your building, you'll still need contents coverage.